Corporate and Personal Loans Dominate Bank Credit, SBI Research Report
According to SBI Research, corporate and personal loans contributed approximately 63 percent of bank credit growth in April-June 2026. Major sectors include petroleum, infrastructure, and engineering.
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According to a report by SBI Research, corporate and personal loans played a significant role in bank credit growth in the first quarter of the financial year 2026-27. During this period, corporate loans increased by ₹1.87 lakh crore, with four major sectors contributing nearly half. The report states that industry and personal loans together accounted for approximately 63 percent of the total growth. The key sectors include petroleum, coal products, infrastructure, and the chemical industry.